Selling Social Security Personal Accounts

Peter Ferrara argues that Social Security benefits yield a lower rate of return than a typical blend of stocks and bonds. On top of this, it is highly unlikely that Social Security will be able pay all the benefits it has promised. Personal accounts, he argues, are the best alternative to the current Social Security system. Personal accounts would be great for workers, offering them a large asset that could be assigned to family, more choice, and the opportunity to own a portion of the capital stock.


  1. gab912

    I wonder how people would react to this…

  2. gab912

    If the government actually impose this…

  3. taschrant

    It’s a great idea!  Too bad great ideas die in Washington.  At least most of them now.

  4. Lukas Koube

    learning that social security actually took money from poor people and gave it to wealthy people was the turning point in my intellectual progress. im grateful for everyone who made this discovery possible.

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